Heart Warming has to be Promoted

When its right, it has to be pushed to the top.

A friend posted a really heartwarming experience of finding a lost dog by using the website Pet Finder.  Needless to say, I really have learned to love dogs, so I felt the desire in my heart to promote this altruistic website.

Dogs (and probably your favorite pets too) have a magical way to comfort and care.  That is why a dog can be a special companion while on our journey to recover from the economy.

If you are in the dog friendly business, post a comment on this blog and I will consider a promotion for you too.

Cookie recipe for the economy

Well, this is a bit gratuitous.  I found this recipe on Facebook and it sounds awesome.  I am going to try it out the next time I have some ripe bananas.

When you have a sweet tooth and want to stay on track, here's a nice treat.  The banana and almond milk provides the sweet.  No additional sugar is needed.

3 mashed bananas (ripe)

1/3 cup apple sauce

2 cups oats

1/4 cup almond milk

1/2 cup raisins (optional) 

1 tsp vanilla

1 tsp cinnamon

Bake at 350 for 15-20 minutes.

Part-time Employment Folly

I read this NY Times article, "Part-Time Work Becomes Full-Time Wait for Better Job" from a Twitter tweet.  It does an excellent job reporting on the issue behind the issue.  Unemployment is individually stressful and socially horrific.  Meanwhile, the "new employment" statistics are used to blur the truth and win political acceptance.  That is not fair to step on the backs of the struggling citizens for self-gain.

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Part-Time Work Becomes Full-Time Wait for Better Job

Chase, Citi, CapOne, Discover, whoever

I have probably had every credit card created and "member since" forever.  I was rewarded with a large line of credit.  I am over extended, but I remain faithful to all of my creditors.  To that end, they are all scared of me, but they have to see, if they review my payment history, that I will prevail and they will get their money (loan sharks that they are).  Meanwhile, one of my creditors has been really difficult to deal with.

They say I am overdue, and I say I am paid up.  The debate has gone on for 6+ months with harassing calls.  When I finally got them to send me my history -- since 'on-line' could not go back far enough! (topic for another blog entry) -- it was un-decypherable.  They had codes that did were not documented and best I could read it, I was all caught up.  In any event, I have consistently paid on this car loan and the one time I did 'miss a payment' (honest oversight), I doubled-down the next month.  This was enough to trigger their collections group and they have been relentless, despite the 2-1/2 years of over-payments with a one-month gap.

CapitalOne had always treated me well with credit offers and I leveraged the low-rates to improve my cash flow.  When it was time to replace the old car with a new one, I decided to use CapitalOne for the loan -- rather than the factory offer from Honda.  I put down 25% of the car sales agreement and everything was fine for the longest time.

As a result of this stressful time, I assure you that I will be shedding my CapOne accounts just as quickly as I possibly can and then I will shred them forever (unless they apologize with a low interest rate).